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understand your credit report

Lenders calculate a credit score when you apply for a credit card, loan or mortgage, so the higher your score, normally means the better your chance of being accepted for credit and getting the best deal.

Apply online to receive a 30-day free trial to the CreditExpert Monitoring Service from Experian, the UK's leading credit reference agency.

 
 
 
view credit report

You have the right to view the information contained in your credit report to make sure it is accurate. If errors are found, you are entitled to apply to have them corrected. Having the ability to view and challenge your credit report is important. In addition to providing the basis for a lending decision, your credit rating may also affect the interest rate you are offered by lenders, which could lead to more costly borrowing.

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30-day trial from CreditExpert

  • Understand and manage your credit status
  • Know when your report changes
  • See what lenders see about you
  • Advice to help improve your credit rating
  • Get ID fraud alerts via SMS or email

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"I now understand how my credit score affects the deals I’m able to get."